CharIN and EMVCo advance EV charging payments
EMV, which stands for Europay, Mastercard and Visa – the three companies that developed the standard – is a payment method based on a technical standard for smart payment cards, payment terminals and automated teller machines that can accept them. Integrating EMV-based payments with Plug & Charge systems allows EV drivers to pay quickly and securely without additional authentication steps, improving usability across networks.
“Reliable and convenient payments are fundamental to a smooth EV charging experience,” state CharIN and EMVCo. The new initiative, titled ‘New Payment Solutions’, brings together global industry stakeholders, including OEMs, charge point operators and mobility operators, to explore how EMV-based payments can coexist with ISO 15118 (Plug & Charge) in an open, interoperable and secure manner.
The project is structured as a multi-phase effort, with objectives to identify and address technical and operational challenges, align on a commonly agreed payment solution consistent with ISO 15118 and other existing standards, and investigate the integration and expansion of conformance tests to ensure interoperability between EMV-based open payments and Plug & Charge systems.
“Enabling seamless and secure payment processes is essential for accelerating EV adoption,” said Michael Keller, Chief Technology Officer of CharIN. “By aligning ISO 15118 Plug & Charge technology with EMV-based payment solutions, we aim to create a harmonised and scalable approach that benefits both users and the entire charging ecosystem. This collaboration is another step toward making EV charging simple and reliable.”
Patrik Smets, EMVCo Executive Committee Chair, commented: “Collaboration across the ecosystem is key to enabling EV drivers everywhere to have more choice and convenience when paying for charging. This project with CharIN will shape and inform EMVCo’s ongoing work to leverage EMV Secure Remote Commerce (SRC) technology – which simplifies the digital payment process – to integrate open payments at EV charging stations supporting Plug & Charge.”
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